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Now You Can Retire In A Cruise Ship
[Image: 103814469-Willi_and_Jack_Ross_on_their_O...1469459539]

Jack and Willi Ross swapped their Vancouver, British Columbia, single-family home for a smaller apartment so they could travel most of the year. Their most recent journey? A 180-day trip with Oceania Cruises.
"The cost of living was, in some ways, cheaper," compared with home, said Jack Ross. The 78-year-old Ross said medical care, fine dining, laundry and internet service were included in his cruise fare. (Rates for Oceania's 2017 around-the-world cruise start at about $40,000, but it's now 2-for-1, including first-class roundtrip airfare.)
Prices similar to land living

The Rosses aren't alone. More people are cruising now than ever before, with 24 million passengers expected to set sail this year, compared with 15 million 10 years ago, according to the Cruise Lines International Association. About a quarter of those are 60- to 74 years old, and another quarter are 50 to 59.
Depending on their home city and income level, retirees may find living aboard a cruise ship makes financial sense when compared to other retirement living options, especially in expensive locales.
A study published in the Journal of the American Geriatrics Society found that when considered over a 20-year span, "cruises were comparably priced to assisted living centers and offered a better quality of life, "though land-based assisted living can vary greatly by facility, location and needs."
A reservation on Princess Cruises, for example, averages $135 per day with long-term and senior discounts, not including medical care or excursions, said Geraldine Ree, a senior vice president of Expedia Cruise Ship Centers, a travel agency specializing in cruises. About 2 percent of the company's cruise bookings are for 180 days or more, the majority of which are retirees.
"You just bring your suitcases and unpack them. It's like living at home."

-Jack Ross, Frequent cruiser
On the other hand, it costs about $229 daily for a private room in a nursing home and $3,293 per month for a one-bedroom in an assisted living facility, according to LongtermCare.Gov.
Independent living or retirement communities range from $1,500 to $3,500 a month, according to
Then there's the comfort factor on cruise ships. In addition to your stateroom, retirees receive housekeeping services, entertainment and often educational programs. There's often 24-hour meal service and there are inclusive amenities like fitness centers and pools.

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