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product scam ?
Is it true that Investment Linked Product scam ?
If you are talking about something like a Variable Life insurance policy, then yes it pretty much is a legal scam. The salesmen who sell those types of products are either crooks or idiots, don't deal with them.
usually people who name themselves the things they don't own - like EVO9, LAMBO, BINKIGAL and etc.

So I can assume you do not have brains?

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